Long term care...

Does Dad have long term disability insurance? I don't know. How do we care for him. Mom can't care for him at home. I started looking into LTC. In Ontario, Canada the government pays for the medical needs of the patient, but the family must pay for the accomodation at the facilities. If the family can't then some of it may be paid for by the government. How do we care for Dad without leaving Mom destitute? Some places have 4-7 years waiting list. We need something in place soon as I don't know when the hospital will release him.