Sellling the house...

Within 5 years, there will be no option but to sell Mom and Dad's house.

No option.


Mom's government income is not enough to maintain the daily cost of running the house. With the extra money needed to keep Dad in private care while waiting for basic care, it will drain their resources by $25,000 by the end of year 2 in private care. After that, there will be no money left to look after the basics of the household.

In the end it doesn't matter where Dad ends up since Mom will have to sell and move anyway.